Home › Home Loan › Bank of Maharashtra › ₹75 lakh for 15 years
Bank of Maharashtra ₹75 lakh Home Loan EMI for 15 Years
At the advertised starting rate of 7.25%, the EMI is about ₹68,465 a month, with total interest of about ₹48,23,649.
Source: Bank of Maharashtra official page, checked on November 2026 (2026-11-01).
These figures use the bank's advertised starting rate. Most borrowers are offered a higher rate depending on credit score, income and loan size, so treat the result as a best case.
Prepayment options (optional): pay extra to finish sooner
EMI at higher rates
| Rate | EMI | Total interest | Total payment |
|---|---|---|---|
| 7.25% (starting) | ₹68,465 | ₹48,23,649 | ₹1,23,23,649 |
| 7.75% | ₹70,596 | ₹52,07,223 | ₹1,27,07,223 |
| 8.25% | ₹72,761 | ₹55,96,895 | ₹1,30,96,895 |
| 8.75% | ₹74,959 | ₹59,92,557 | ₹1,34,92,557 |
| 9.25% | ₹77,189 | ₹63,94,096 | ₹1,38,94,096 |
Year-by-year repayment schedule at 7.25%
How much of each year's payments goes to principal and to interest, and what you still owe at the end of the year. Use the calculator above for a month-by-month view and prepayment options.
| Year | Principal | Interest | Paid | Balance left |
|---|---|---|---|---|
| Year 1 | ₹2,87,247 | ₹5,34,330 | ₹8,21,577 | ₹72,12,753 |
| Year 2 | ₹3,08,779 | ₹5,12,798 | ₹8,21,577 | ₹69,03,974 |
| Year 3 | ₹3,31,924 | ₹4,89,653 | ₹8,21,577 | ₹65,72,050 |
| Year 4 | ₹3,56,805 | ₹4,64,772 | ₹8,21,577 | ₹62,15,246 |
| Year 5 | ₹3,83,550 | ₹4,38,027 | ₹8,21,577 | ₹58,31,696 |
| Year 6 | ₹4,12,300 | ₹4,09,276 | ₹8,21,577 | ₹54,19,396 |
| Year 7 | ₹4,43,206 | ₹3,78,371 | ₹8,21,577 | ₹49,76,190 |
| Year 8 | ₹4,76,428 | ₹3,45,149 | ₹8,21,577 | ₹44,99,762 |
| Year 9 | ₹5,12,140 | ₹3,09,437 | ₹8,21,577 | ₹39,87,623 |
| Year 10 | ₹5,50,529 | ₹2,71,048 | ₹8,21,577 | ₹34,37,094 |
| Year 11 | ₹5,91,796 | ₹2,29,781 | ₹8,21,577 | ₹28,45,298 |
| Year 12 | ₹6,36,156 | ₹1,85,421 | ₹8,21,577 | ₹22,09,143 |
| Year 13 | ₹6,83,841 | ₹1,37,736 | ₹8,21,577 | ₹15,25,302 |
| Year 14 | ₹7,35,100 | ₹86,476 | ₹8,21,577 | ₹7,90,202 |
| Year 15 | ₹7,90,202 | ₹31,375 | ₹8,21,577 | ₹0 |
Frequently asked questions
What is the EMI for a ₹75 lakh Bank of Maharashtra home loan for 15 years?
At Bank of Maharashtra's starting rate of 7.25% the EMI is about ₹68,465 a month. If your offered rate is 8.25% it would be about ₹72,761.
How much total interest will I pay?
At 7.25% the total interest over 15 years is about ₹48,23,649, so you repay about ₹1,23,23,649 in all.