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Bank of Maharashtra Home Loan Interest Rate November 2026
Bank of Maharashtra advertises home loan rates starting from 7.25% per annum. For ₹50 lakh over 20 years that is an EMI of about ₹39,519 a month.
Source: Bank of Maharashtra official page, checked on November 2026 (2026-11-01).
| Starting interest rate | 7.25% per annum |
| Applies to | Based on credit score, loan amount and profession |
| Processing fee | 0.25% of the loan amount + GST |
| Prepayment | No pre-payment, pre-closure or part-payment charges |
| Maximum tenure | 30 years |
These figures use the bank's advertised starting rate. Most borrowers are offered a higher rate depending on credit score, income and loan size, so treat the result as a best case.
Prepayment options (optional): pay extra to finish sooner
EMI for popular amounts
₹20 lakh for 15 years₹20 lakh for 20 years₹20 lakh for 25 years₹30 lakh for 15 years₹30 lakh for 20 years₹30 lakh for 25 years₹50 lakh for 15 years₹50 lakh for 20 years₹50 lakh for 25 years₹75 lakh for 15 years₹75 lakh for 20 years₹75 lakh for 25 years₹1 crore for 15 years₹1 crore for 20 years₹1 crore for 25 years
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Frequently asked questions
What is the Bank of Maharashtra home loan interest rate?
Bank of Maharashtra's website advertises home loan rates starting from 7.25% per annum (checked 2026-11-01). The rate you get depends on your credit score, income and loan amount.
What is the EMI on a ₹50 lakh home loan from Bank of Maharashtra?
At the starting rate of 7.25% over 20 years the EMI is about ₹39,519 a month, with total interest of about ₹44,84,512. A higher personal rate would raise this.
What is the processing fee for a Bank of Maharashtra home loan?
Bank of Maharashtra states: 0.25% of the loan amount + GST.
Does Bank of Maharashtra charge prepayment charges on a home loan?
No pre-payment, pre-closure or part-payment charges. Terms can differ between floating and fixed rates, so confirm with the bank.