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Home › Car Loan › Bank of Baroda

Bank of Baroda Car Loan Interest Rate November 2026

Updated 2 November 2026Rates from official bank websitesHow we check rates

Bank of Baroda advertises car loan rates starting from 7.85% per annum. For ₹8 lakh over 5 years that is an EMI of about ₹16,164 a month.

Starting rate7.85%per annum
EMI per month₹16,164₹8 lakh, 5 years
Total interest₹1,69,825over the full term
Max tenuren/aas stated by the bank

Bank of Baroda car loan rates and charges

Starting interest rate7.85% per annum
Applies toNew car, floating rate 7.85% to 11.55%
Effective from8 October 2026
Processing feeNot stated on the page we checked
PrepaymentNot stated on the page we checked
Maximum tenureNot stated on the page we checked

Source: Bank of Baroda official page, checked 2 November 2026.

These figures use the bank's advertised starting rate. Most borrowers are offered a higher rate depending on credit score, income and loan size, so treat the result as a best case.

Bank of Baroda car loan EMI calculator

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Compare Bank of Baroda with other banks

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Frequently asked questions

What is the Bank of Baroda car loan interest rate?

Bank of Baroda's website advertises car loan rates starting from 7.85% per annum (checked 2026-11-02). The rate you get depends on your credit score, income and loan amount.

What is the EMI on a ₹8 lakh car loan from Bank of Baroda?

At the starting rate of 7.85% over 5 years the EMI is about ₹16,164 a month, with total interest of about ₹1,69,825. A higher personal rate would raise this.

What is the processing fee for a Bank of Baroda car loan?

The Bank of Baroda page we checked did not state a processing fee. Please confirm it with the bank's fee schedule before applying.

Does Bank of Baroda charge prepayment charges on a car loan?

The page we checked did not state prepayment terms. Please confirm with the bank.

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