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Axis Bank vs Kotak Mahindra Bank Loan Against Property
Axis Bank and Kotak Mahindra Bank advertise the same starting rate.
| Axis Bank | Kotak | |
|---|---|---|
| Starting interest rate | 9.15% | 9.15% |
| EMI for ₹50 lakh, 15 years | ₹51,160 | ₹51,160 |
| Total interest | ₹42,08,882 | ₹42,08,882 |
| Processing fee | Not stated | Not stated |
| Prepayment | Not stated | Not stated |
| Maximum tenure | - | - |
Source: Axis Bank official page, checked 2 November 2026.
Source: Kotak Mahindra Bank official page, checked 2 November 2026.
These figures use the bank's advertised starting rate. Most borrowers are offered a higher rate depending on credit score, income and loan size, so treat the result as a best case.
Frequently asked questions
Which is cheaper, Axis Bank or Kotak loan against property?
Axis Bank and Kotak Mahindra Bank advertise the same starting rate. Your actual rate may differ from the starting rate.