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Bank of Maharashtra Loan Against Property Interest Rate November 2026
Bank of Maharashtra advertises loan against property rates starting from 9.95% per annum. For ₹50 lakh over 15 years that is an EMI of about ₹53,577 a month.
Bank of Maharashtra loan against property rates and charges
| Starting interest rate | 9.95% per annum |
| Applies to | Loan against property (individual), CIBIL score 750 or more |
| Processing fee | Not stated on the page we checked |
| Prepayment | Not stated on the page we checked |
| Maximum tenure | Not stated on the page we checked |
Source: Bank of Maharashtra official page, checked 2 November 2026.
These figures use the bank's advertised starting rate. Most borrowers are offered a higher rate depending on credit score, income and loan size, so treat the result as a best case.
Bank of Maharashtra loan against property EMI calculator
Prepayment options (optional): pay extra to finish sooner
EMI for popular amounts
₹25 lakh for 10 years₹25 lakh for 15 years₹25 lakh for 20 years₹50 lakh for 10 years₹50 lakh for 15 years₹50 lakh for 20 years₹1 crore for 10 years₹1 crore for 15 years₹1 crore for 20 years
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Frequently asked questions
What is the Bank of Maharashtra loan against property interest rate?
Bank of Maharashtra's website advertises loan against property rates starting from 9.95% per annum (checked 2026-11-02). The rate you get depends on your credit score, income and loan amount.
What is the EMI on a ₹50 lakh loan against property from Bank of Maharashtra?
At the starting rate of 9.95% over 15 years the EMI is about ₹53,577 a month, with total interest of about ₹46,43,935. A higher personal rate would raise this.
What is the processing fee for a Bank of Maharashtra loan against property?
The Bank of Maharashtra page we checked did not state a processing fee. Please confirm it with the bank's fee schedule before applying.
Does Bank of Maharashtra charge prepayment charges on a loan against property?
The page we checked did not state prepayment terms. Please confirm with the bank.