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Canara Bank ₹25 lakh Loan Against Property EMI for 10 Years
At the advertised starting rate of 9.3%, the EMI is about ₹32,076 a month, with total interest of about ₹13,49,152.
Source: Canara Bank official page, checked 2 November 2026.
These figures use the bank's advertised starting rate. Most borrowers are offered a higher rate depending on credit score, income and loan size, so treat the result as a best case.
Prepayment options (optional): pay extra to finish sooner
EMI at higher rates
| Rate | EMI | Total interest | Total payment |
|---|---|---|---|
| 9.3% (starting) | ₹32,076 | ₹13,49,152 | ₹38,49,152 |
| 9.8% | ₹32,761 | ₹14,31,372 | ₹39,31,372 |
| 10.3% | ₹33,454 | ₹15,14,528 | ₹40,14,528 |
| 10.8% | ₹34,155 | ₹15,98,610 | ₹40,98,610 |
| 11.3% | ₹34,863 | ₹16,83,609 | ₹41,83,609 |
Year-by-year repayment schedule at 9.3%
How much of each year's payments goes to principal and to interest, and what you still owe at the end of the year. Use the calculator above for a month-by-month view and prepayment options.
| Year | Principal | Interest | Paid | Balance left |
|---|---|---|---|---|
| Year 1 | ₹1,59,083 | ₹2,25,833 | ₹3,84,915 | ₹23,40,917 |
| Year 2 | ₹1,74,525 | ₹2,10,391 | ₹3,84,915 | ₹21,66,393 |
| Year 3 | ₹1,91,465 | ₹1,93,450 | ₹3,84,915 | ₹19,74,927 |
| Year 4 | ₹2,10,051 | ₹1,74,865 | ₹3,84,915 | ₹17,64,877 |
| Year 5 | ₹2,30,440 | ₹1,54,475 | ₹3,84,915 | ₹15,34,437 |
| Year 6 | ₹2,52,808 | ₹1,32,107 | ₹3,84,915 | ₹12,81,629 |
| Year 7 | ₹2,77,348 | ₹1,07,567 | ₹3,84,915 | ₹10,04,281 |
| Year 8 | ₹3,04,270 | ₹80,646 | ₹3,84,915 | ₹7,00,011 |
| Year 9 | ₹3,33,805 | ₹51,111 | ₹3,84,915 | ₹3,66,206 |
| Year 10 | ₹3,66,206 | ₹18,709 | ₹3,84,915 | ₹0 |
Frequently asked questions
What is the EMI for a ₹25 lakh Canara Bank loan against property for 10 years?
At Canara Bank's starting rate of 9.3% the EMI is about ₹32,076 a month. If your offered rate is 10.3% it would be about ₹33,454.
How much total interest will I pay?
At 9.3% the total interest over 10 years is about ₹13,49,152, so you repay about ₹38,49,152 in all.