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Home › Loan Against Property › Central Bank of India

Central Bank of India Loan Against Property Interest Rate November 2026

Updated 2 November 2026Rates from official bank websitesHow we check rates

Central Bank of India advertises loan against property rates starting from 8.9% per annum. For ₹50 lakh over 15 years that is an EMI of about ₹50,416 a month.

Starting rate8.9%per annum
EMI per month₹50,416₹50 lakh, 15 years
Total interest₹40,74,938over the full term
Max tenuren/aas stated by the bank

Central Bank loan against property rates and charges

Starting interest rate8.9% per annum
Applies toCent Mortgage: 8.90% to 12.50% depending on CIC score
Processing feeNot stated on the page we checked
PrepaymentNot stated on the page we checked
Maximum tenureNot stated on the page we checked

Source: Central Bank of India official page, checked 2 November 2026.

These figures use the bank's advertised starting rate. Most borrowers are offered a higher rate depending on credit score, income and loan size, so treat the result as a best case.

Central Bank loan against property EMI calculator

Prepayment options (optional): pay extra to finish sooner

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₹25 lakh for 10 years₹25 lakh for 15 years₹25 lakh for 20 years₹50 lakh for 10 years₹50 lakh for 15 years₹50 lakh for 20 years₹1 crore for 10 years₹1 crore for 15 years₹1 crore for 20 years

Compare Central Bank of India with other banks

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Frequently asked questions

What is the Central Bank of India loan against property interest rate?

Central Bank of India's website advertises loan against property rates starting from 8.9% per annum (checked 2026-11-02). The rate you get depends on your credit score, income and loan amount.

What is the EMI on a ₹50 lakh loan against property from Central Bank of India?

At the starting rate of 8.9% over 15 years the EMI is about ₹50,416 a month, with total interest of about ₹40,74,938. A higher personal rate would raise this.

What is the processing fee for a Central Bank of India loan against property?

The Central Bank of India page we checked did not state a processing fee. Please confirm it with the bank's fee schedule before applying.

Does Central Bank of India charge prepayment charges on a loan against property?

The page we checked did not state prepayment terms. Please confirm with the bank.

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