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Home › Loan Against Property › Indian Bank

Indian Bank Loan Against Property Interest Rate November 2026

Updated 2 November 2026Rates from official bank websitesHow we check rates

Indian Bank advertises loan against property rates starting from 9.2% per annum. For ₹50 lakh over 15 years that is an EMI of about ₹51,310 a month.

Starting rate9.2%per annum
EMI per month₹51,310₹50 lakh, 15 years
Total interest₹42,35,787over the full term
Max tenuren/aas stated by the bank

Indian Bank loan against property rates and charges

Starting interest rate9.2% per annum
Applies toInd Mortgage Loan up to ₹7.5 crore: 9.20% to 10.60%
Processing feeNot stated on the page we checked
PrepaymentNot stated on the page we checked
Maximum tenureNot stated on the page we checked

Source: Indian Bank official page, checked 2 November 2026.

These figures use the bank's advertised starting rate. Most borrowers are offered a higher rate depending on credit score, income and loan size, so treat the result as a best case.

Indian Bank loan against property EMI calculator

Prepayment options (optional): pay extra to finish sooner

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₹25 lakh for 10 years₹25 lakh for 15 years₹25 lakh for 20 years₹50 lakh for 10 years₹50 lakh for 15 years₹50 lakh for 20 years₹1 crore for 10 years₹1 crore for 15 years₹1 crore for 20 years

Compare Indian Bank with other banks

Indian Bank vs Federal BankIndian Bank vs Central BankIndian Bank vs Axis BankIndian Bank vs KotakIndian Bank vs PNBIndian Bank vs Canara BankIndian Bank vs Union BankIndian Bank vs IDFC FIRSTIndian Bank vs Bank of Maharashtra

Frequently asked questions

What is the Indian Bank loan against property interest rate?

Indian Bank's website advertises loan against property rates starting from 9.2% per annum (checked 2026-11-02). The rate you get depends on your credit score, income and loan amount.

What is the EMI on a ₹50 lakh loan against property from Indian Bank?

At the starting rate of 9.2% over 15 years the EMI is about ₹51,310 a month, with total interest of about ₹42,35,787. A higher personal rate would raise this.

What is the processing fee for a Indian Bank loan against property?

The Indian Bank page we checked did not state a processing fee. Please confirm it with the bank's fee schedule before applying.

Does Indian Bank charge prepayment charges on a loan against property?

The page we checked did not state prepayment terms. Please confirm with the bank.

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