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Indian Bank vs Punjab National Bank Loan Against Property
Indian Bank and Punjab National Bank advertise the same starting rate.
| Indian Bank | PNB | |
|---|---|---|
| Starting interest rate | 9.2% | 9.2% |
| EMI for ₹50 lakh, 15 years | ₹51,310 | ₹51,310 |
| Total interest | ₹42,35,787 | ₹42,35,787 |
| Processing fee | Not stated | Not stated |
| Prepayment | Not stated | Not stated |
| Maximum tenure | - | - |
Source: Indian Bank official page, checked 2 November 2026.
Source: Punjab National Bank official page, checked 2 November 2026.
These figures use the bank's advertised starting rate. Most borrowers are offered a higher rate depending on credit score, income and loan size, so treat the result as a best case.
Frequently asked questions
Which is cheaper, Indian Bank or PNB loan against property?
Indian Bank and Punjab National Bank advertise the same starting rate. Your actual rate may differ from the starting rate.