MathMyLoan Free call back
Home loan starting ratesBank of Maharashtra 7.25%Indian Bank 7.35%Canara Bank 7.40%PNB 7.45%Central Bank 7.45%SBI 7.50%Federal Bank 7.50%Kotak 7.60%IDFC FIRST 7.75%Axis Bank 8.00%ICICI Bank 8.50%HDFC Bank 8.50%

Home › Loan Against Property › Punjab National Bank

Punjab National Bank Loan Against Property Interest Rate November 2026

Updated 2 November 2026Rates from official bank websitesHow we check rates

Punjab National Bank advertises loan against property rates starting from 9.2% per annum. For ₹50 lakh over 15 years that is an EMI of about ₹51,310 a month.

Starting rate9.2%per annum
EMI per month₹51,310₹50 lakh, 15 years
Total interest₹42,35,787over the full term
Max tenuren/aas stated by the bank

PNB loan against property rates and charges

Starting interest rate9.2% per annum
Applies toPNB myPROPERTY, CIC score above 800, property value above twice the loan; festive rate valid to 31.12.2026
Effective from1 October 2026
Processing feeNot stated on the page we checked
PrepaymentNot stated on the page we checked
Maximum tenureNot stated on the page we checked

Source: Punjab National Bank official page, checked 2 November 2026.

These figures use the bank's advertised starting rate. Most borrowers are offered a higher rate depending on credit score, income and loan size, so treat the result as a best case.

PNB loan against property EMI calculator

Prepayment options (optional): pay extra to finish sooner

Apply or get a call back for a Punjab National Bank loan against property

Share your details and a partner lender or loan advisor may call you. No fee from us.

Shared only with partner lenders or loan advisors, and only with your consent.

₹25 lakh for 10 years₹25 lakh for 15 years₹25 lakh for 20 years₹50 lakh for 10 years₹50 lakh for 15 years₹50 lakh for 20 years₹1 crore for 10 years₹1 crore for 15 years₹1 crore for 20 years

Compare Punjab National Bank with other banks

PNB vs Federal BankPNB vs Central BankPNB vs Axis BankPNB vs KotakPNB vs Indian BankPNB vs Canara BankPNB vs Union BankPNB vs IDFC FIRSTPNB vs Bank of Maharashtra

Frequently asked questions

What is the Punjab National Bank loan against property interest rate?

Punjab National Bank's website advertises loan against property rates starting from 9.2% per annum (checked 2026-11-02). The rate you get depends on your credit score, income and loan amount.

What is the EMI on a ₹50 lakh loan against property from Punjab National Bank?

At the starting rate of 9.2% over 15 years the EMI is about ₹51,310 a month, with total interest of about ₹42,35,787. A higher personal rate would raise this.

What is the processing fee for a Punjab National Bank loan against property?

The Punjab National Bank page we checked did not state a processing fee. Please confirm it with the bank's fee schedule before applying.

Does Punjab National Bank charge prepayment charges on a loan against property?

The page we checked did not state prepayment terms. Please confirm with the bank.

EligibilityFree call back