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Home › Loan Against Property › Union Bank of India

Union Bank of India Loan Against Property Interest Rate November 2026

Updated 2 November 2026Rates from official bank websitesHow we check rates

Union Bank of India advertises loan against property rates starting from 9.3% per annum. For ₹50 lakh over 15 years that is an EMI of about ₹51,610 a month.

Starting rate9.3%per annum
EMI per month₹51,610₹50 lakh, 15 years
Total interest₹42,89,712over the full term
Max tenuren/aas stated by the bank

Union Bank loan against property rates and charges

Starting interest rate9.3% per annum
Applies toSelf-occupied residential property, CIBIL score 800 or more
Effective from8 October 2026
Processing feeNot stated on the page we checked
PrepaymentNot stated on the page we checked
Maximum tenureNot stated on the page we checked

Source: Union Bank of India official page, checked 2 November 2026.

These figures use the bank's advertised starting rate. Most borrowers are offered a higher rate depending on credit score, income and loan size, so treat the result as a best case.

Union Bank loan against property EMI calculator

Prepayment options (optional): pay extra to finish sooner

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₹25 lakh for 10 years₹25 lakh for 15 years₹25 lakh for 20 years₹50 lakh for 10 years₹50 lakh for 15 years₹50 lakh for 20 years₹1 crore for 10 years₹1 crore for 15 years₹1 crore for 20 years

Compare Union Bank of India with other banks

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Frequently asked questions

What is the Union Bank of India loan against property interest rate?

Union Bank of India's website advertises loan against property rates starting from 9.3% per annum (checked 2026-11-02). The rate you get depends on your credit score, income and loan amount.

What is the EMI on a ₹50 lakh loan against property from Union Bank of India?

At the starting rate of 9.3% over 15 years the EMI is about ₹51,610 a month, with total interest of about ₹42,89,712. A higher personal rate would raise this.

What is the processing fee for a Union Bank of India loan against property?

The Union Bank of India page we checked did not state a processing fee. Please confirm it with the bank's fee schedule before applying.

Does Union Bank of India charge prepayment charges on a loan against property?

The page we checked did not state prepayment terms. Please confirm with the bank.

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