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Stamp Duty in Delhi 2026

Delhi charges 6% stamp duty (including transfer duty) (4% when the buyer is a woman), plus a registration fee of 1% + ₹100. On a ₹50 lakh home that comes to ₹3,50,100.

Updated 2 November 2026Rates from the official Delhi government website

Stamp duty and registration fee rates in Delhi

AreaStamp duty (including transfer duty)Registration fee
Anywhere in Delhi6% (women 4%)1% + ₹100

Charged on the sale price or the circle rate value, whichever is higher.

Source: Delhi Revenue Department: property registration. Checked 2 November 2026.

Stamp duty on common property values

Total for a man buying alone, and for a woman.

Property valueStamp dutyRegistrationTotal (man)Total (woman)
₹25 lakh₹1,50,000₹25,100₹1,75,100₹1,25,100
₹50 lakh₹3,00,000₹50,100₹3,50,100₹2,50,100
₹75 lakh₹4,50,000₹75,100₹5,25,100₹3,75,100
₹1 crore₹6,00,000₹1,00,100₹7,00,100₹5,00,100
₹2 crore₹12,00,000₹2,00,100₹14,00,100₹10,00,100

Total cash you need to buy a home in Delhi

Banks lend up to 90% of the property value for loans up to ₹30 lakh, 80% up to ₹75 lakh and 75% above that. The rest, plus stamp duty and registration, comes from your own savings.

Property valueMost a bank can lendDown paymentStamp duty and registrationCash you need
₹25 lakh₹22,50,000₹2,50,000₹1,75,100₹4,25,100
₹50 lakh₹40,00,000₹10,00,000₹3,50,100₹13,50,100
₹75 lakh₹60,00,000₹15,00,000₹5,25,100₹20,25,100
₹1 crore₹75,00,000₹25,00,000₹7,00,100₹32,00,100
₹2 crore₹1,50,00,000₹50,00,000₹14,00,100₹64,00,100

Check what your salary supports with the home loan eligibility calculator, then compare home loan rates.

Things to know

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Frequently asked questions

What is the stamp duty in Delhi in 2026?

Delhi charges 6% stamp duty (including transfer duty) (4% when the buyer is a woman), plus a registration fee of 1% + ₹100. On a ₹50 lakh home that comes to ₹3,50,100. Duty is charged on the sale price or the circle rate value, whichever is higher.

What is the registration fee in Delhi?

1% + ₹100 of the property value.

Do women pay less stamp duty in Delhi?

Yes. A woman buyer pays 4% instead of 6%. On a ₹50 lakh home that saves ₹1,00,000.

Can I add stamp duty to my home loan?

Banks usually lend only against the property price, so plan to pay stamp duty and the registration fee from your own savings, along with the down payment.

How much cash do I need to buy a ₹50 lakh home in Delhi?

A bank can lend up to ₹40,00,000 (80%) on a ₹50 lakh home, leaving a ₹10,00,000 down payment. Add ₹3,50,100 for stamp duty and registration and you need about ₹13,50,100 of your own money.

Stamp duty in other states: Maharashtra · Telangana

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